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Can a family man with Salary RM3,000 survive in Malaysia

November 15th, 2009 · 6 Comments

a wallet with only a rare $2 bill photo

(I received this from a friend and thought it will be interesting to have a look)

Can a family man with Salary RM3,000 survive in Malaysia

Let’s do some simple calculations here.

In Malaysia, the average family income is RM3,000 /month
(where father works, mother doesn’t).

I understand there are many families whose monthly income does not reach RM3,000,
but, to make things simple,
let’s take RM3,000 as the figure. Ok lah, right?

Okay, let’s start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Ngam-ngam ….

Calculation starts…

Electricity and water bill: RM100
(No air-con, No home theatre, No water heater … ok?)

Phone bill ( Telekom): RM100

Meals for a happy family: RM775
(3 meals on RM25/day, RM25 for 4 persons…?)

Papa makan / teh-tarik during working hrs: RM155
(RM5/day, RM5 … can eat what?)

Car repayment: RM400
(A proton saga aeroback, 7 yrs repayment)

Petrol (living in city, traffic-jam): RM300
(go to work, bring son to school, only can afford one car running)

Insurance: RM650
(kids, wife and myself)

House repayment: RM750
(low cost housing repayment for 30 yrs, retired still have to work to pay!)

Tuition: RM80
(got that cheap meh? i don’t think so)

Older children pocket money @ school: RM20
(RM1/day, eat bread?)

School fees: RM30
(enough ah?)

School books and etc: RM100
(always got extra to pay in school)

Younger children milk powder: RM50
(cannot have the DHA, BHA, PHA one, expensive)

Miscellaneous: RM100
(shampoo, rice, sauce, toilet paper)

Oh wait!!! I have to stop here, so…
No Astro,
no movie @ cinema,
no DVD,
no CD,
no online,
cannot KFC,
cannot McDonald,
cannot go Park walk during weekend (petrol expensive),
no chit chat on phone with grandparents, and etc…

Let’s use a calculator to total up…. WALAO EH! Shit! RM3,610 already…

EPF belum potong, income tax lagi……..oledi RM3,610 ….

How to survive lah tuan-tuan dan puan-puan sekalian ???

Our Deputy Prime Minister asked us to change lifestyle?

How to change? Don’t eat? Don’t work? Don’t send children to school and study?

Besides that, I believe in Malaysia population, there are millions of rakyat Malaysia which still don’t earn RM3,000/month!!!

What is this? Inilah Malaysia Boleh… Sorry … it should be Malaysians Boleh , because we’re still alive and kicking!!

Our politicians must be mad!!!!

Please forward and comment boleh or tak boleh. No wonder so many Ah Loong around lah….

Tags: Uncategorized

6 responses so far ↓

  • 1 Jeffrey Yong // Dec 7, 2009 at 3:38 pm

    absolutely correct, how can a person (family man) survive less then RM3,000? You should do a calculation on Malaysia Police force basic pay, then you would know there’s no way he can survive!

  • 2 mccann105 // Dec 10, 2009 at 1:17 pm

    at 12500rm per month for those in middle class at bandar utama , they are sweating .i noticed every week these couples are using credit cards..n in their purse no less then 3 cards…rolling over…gosh what a life?

  • 3 Eddie Law // Dec 12, 2009 at 1:09 pm

    Jeffrey Yong & mccann105 – just read a news about a chinese lady who is also a master degree holder committed suicide due to unable to survive in Shanghai. What a sad news!

  • 4 Dan // May 7, 2010 at 12:04 pm

    But RM3,000-00 per month is qualified for credit card application ma…that’s why people can shop at Tesco with it, pump petrol with it, pay bills with it, save the cash, then indirectly, our Mc Ds and KFCs, Subways are full of people lor…then our politicians will boost about the sign of prosperity lah! Credit cards accounts, one does not need to pay all he spent the previous month, there is always a minimum payment, just to keep the card “alive”!!!!

  • 5 Larry // Feb 27, 2011 at 12:45 pm

    I think in order to survive his wife will need to work . But there might be a need for recount as there might be other variable cost such as buying child birthday present, buying child PC , buying birthday present for other ppl like parents , mothers day gift , fathers day gift , teachers day gift , and he might need to try cut down on F&B as ta pau is expensive going to the market will reduce the food cost , he might need to find other ways to get more money .

  • 6 Meor // Apr 3, 2012 at 3:05 am

    What a wake up call.. Don’t want to get married lah.. Scared of not being able to provide for anak-anak and future beloved wife.Daiyum unless im destined to be a lawyer or successful business man or simply a lucky man where money keeps rolling in to the bank every single second ala ala Mark Zuckerberg the facebook man, then having 3 wives & 20 kids shouldn’t be a prob. Until then, let’s just keep the status single till we reach to the top or have at least a STABLE financial life shall we? Am i right or am i right?

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